The insurance company assumes the financial risk of covering these events in exchange for the premiums paid by the policyholder. There are many different types of insurance,

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Meet Our Team

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Michael Hart, CFA

CEO

Portfolio Manager and Director of International Research

Michael Hart has over 35 years of capital market experience. From 2007 to 2013, he worked as a Managing Director at Tradewinds Global Investors, where he was a global equity and emerging market equity portfolio manager and a global securities analyst. Prior to Tradewinds, Michael founded and operated Hemisphere Asset Management from 2000 to 2007; the Firm managed global equity, fixed income, and balanced accounts for individuals and institutions. From 1989 to 2000, he helped manage the investment portfolios of the Farmers Insurance Group of Companies as a Senior Portfolio Manager.

During this institutional tenure, Michael spent eight years working as a portfolio manager of emerging market debt investments and four years as a portfolio manager of international equities. While at Farmers, he helped increase the value of the insurer’s international investments to over $1.1 billion from approximately $50 million; he also received Awards of Merit for generating outstanding returns as a portfolio manager of foreign fixed income and equity investments

Rebecca Holden, CFA

Portfolio Manager and Director of Domestic Research

Rebecca Holden has 35 years of capital market experience. From 2003 to 2010, Rebecca was Portfolio Manager and Principal at Archer Capital Management in Los Angeles, California, managing domestic equity portfolios for individual clients. Prior to working at Archer, Rebecca was an Equity Analyst employed by Lehman Brothers in New York City following electric and gas utilities as well as energy companies. Before relocating to NYC, Rebecca was employed as a fixed income Portfolio Manager for the Farmers Insurance Group of Companies.

Rebecca was employed with prominent west coast financial institutions prior to employment on the Farmers accounts. Rebecca held positions as a credit analyst, banker structuring both private and publicly held bond issuances and later manager of one of the largest groups at the bank. In addition to the professional designations held, Rebecca has an MBA from Brigham Young University with a double emphasis in Quantitative Analysis and Finance (Investments).

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Simplify Insurance Coverage Today

Another notable company is State Farm, a mutual insurance company that provides auto, home, and life insurance, as well as banking and financial services.

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Expert Professionals

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Michael James

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Case Manager

Balm Bayrak

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Lucas Alexander

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Underwriter

Grace Elizabeth

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Why Choose Us

Hemispheres Investment Management offers compelling reasons to choose their investment management services:

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