Disclosure: Hemispheres Investment Management is a fee-based registered investment advisor (RIA). The firm is an independent RIA and is 100% employee owned. Hemispheres is registered in the state of California and Colorado and has a western U.S. client focus but also can and does help a limited number of clients with their investments needs in other states. All of the firms’ clients custody their investment assets at Charles Schwab & Co. Hemisphere’s investment focus is global investing in which it manages client accounts that comprise both domestic and international listed-securities. A copy of the firm’s regulatory written disclosure document is available upon request. HIM’s website is limited to the dissemination of general information pertaining to its advisory services. The publication of Hemispheres’ website on the internet should not be construed by any consumer and/or prospective client as HIM’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation over the internet.