The insurance company assumes the financial risk of covering these events in exchange for the premiums paid by the policyholder. There are many different types of insurance,

Get In Touch

Quick Email

[email protected]

Author: Rebecca Holden, CFA

Dividends: Their Value in a Stock Portfolio

Introduction Following a year of remarkable performance in global equity markets, the significance of geographic diversity and a heightened focus on dividend-paying stocks is becoming increasingly apparent. While the “Magnificent 7” dominated U.S. index returns in 2023, recent volatility and divergent performance in these names serve as a cautionary signal for U.S. markets. Why Invest […]

Read More

Retirement Planning with Global Equities

Introduction to Retirement Planning Without the defined pension plans that were available in the past, it is more important than ever for Americans to make plans for generating and managing adequate income during retirement so that they do not outlive their savings. For most people, Social Security provides less than needed income, necessitating private savings […]

Read More

Understanding Asset Allocation

Introduction to Asset Allocation The oft cited landmark study “Determinants of Portfolio Performance,” written by Gary Brinson, Brian Singer, and Gilbert Beebower, demonstrated that the asset allocation decision is the most critical element leading to investor success. The article demonstrated that the investor’s selected asset allocation can account for approximately 91.5% of a portfolio’s rate […]

Read More

Decoding Investment Terms: Understanding ETFs, Market Cap, and Index Funds in Global Equities

Introduction to Fundamental Investment Concepts The Importance of Understanding Investment Terminology Literally hundreds of investment terms commonly populate the everyday investment world, which can overwhelm beginning investors. Key to making informed decisions is understanding investment terminology. The following article addresses some basic products such as Global Equities, Exchange Traded Funds (ETFs), Market Capitalization, and Index […]

Read More

Building Wealth: Long-term Investment Strategies in Global Equities

Introduction to Long-term Investing Understanding the Long-term Investment Horizon An investment time horizon is simply the amount of time an investor has before they need their money returned to fund a specific goal.  From an IRS perspective, a long-term investment is one that is held for over one year and qualifies for capital gains tax […]

Read More

Spotlight on Index Funds: Enhancing Global Equities Strategies

Global Equities strategies can be actively managed through the selection of individual securities, passively through index funds, or through a combination of both to gain access to specific markets. This article discusses the concept of index funds. Introduction to Index Funds Key Concepts What Are Index Funds? An Index fund is a pooled investment vehicle […]

Read More

Strategic Diversification and Risk Management in Global Equities Investing

Overview of Global Equities Investment Global Equities are composed of securities from both the United States and international stock markets. Investing in Global Equities as an investment strategy offers risk management benefits and return potential. A Global Equities portfolio differs from an international equities portfolio that only holds stocks from companies outside of the U.S.. […]

Read More

The Role of Market Capitalization in Global Equity Portfolios

Introduction to Market Capitalization Definition of Market Capitalization: Commonly called Market Cap, refers to the market value of a company’s equity. Market Capitalization is the product of the current share price by the number of shares outstanding. Market cap fluctuates with daily price movements in the stock price. The methodology to calculate market cap for […]

Read More

Performance Review: How to Evaluate Your Global Equity Investments

Introduction to Portfolio Performance Evaluation Importance of Regular Reviews: Managing global equity investments requires regular, annual portfolio performance evaluations (reviews), which play a crucial role in ensuring achievement of investor objectives. The frequency of these reviews can occur more often if needed as a change in circumstance or investment objectives occur. Components of a Portfolio […]

Read More

Market Concentration Risk – Are We in a Bubble?

During 2023 the major U.S. and Global Equities indices made strong advances.  The Nasdaq composite index rose 43.1%, the QQQ, as a proxy for the Nasdaq 100, earned 57.4% and the S&P 500 earned returns of 23.8% for the year ended 12/29/2023. Evaluating the returns for the indices since the beginning of 2023 and including […]

Read More